Choose a monthly amount you're comfortable with and pay it for 11 months, on your own schedule — online or in-store. Once your 11th installment is in, your scheme is complete and you can redeem the full value towards any BIS-hallmarked jewellery piece at our showroom, at that day's gold rate — with making charges waived or discounted as our thank-you for saving with us. No interest, no hidden charges, and if you ever need to stop early, every rupee you've paid comes straight back to you.
✦ Available at both Aul & Pattamundai showroomsUnlike a loan or credit card EMI, there's no interest — every rupee you pay goes towards your jewellery.
Complete all 11 installments and we waive or discount making charges at redemption — real savings on top of what you paid in.
Change your mind partway through? Every rupee you've paid is refunded to your wallet — no fees, no questions.
Pay each month's installment online or in-store, whenever suits you that month.
Choose your plan below — we'll ask you to log in with Google or your mobile number when you start, to keep your plan secure.
No. You pay us first, in fixed monthly amounts, and redeem the total as jewellery at the end — the opposite of a loan. There's no interest, no credit check, and no bank involved.
The gold/silver rate on the day you redeem at the showroom — not the rate on the day you enrolled or paid each installment. This is what lets us waive making charges instead of charging interest anywhere in the scheme.
There's no fixed due date enforced automatically — pay each installment when it suits you. Just note your scheme only completes (and becomes eligible for the making-charge waiver) once all 11 are paid.
Message us anytime and we'll refund every rupee you've paid so far to your Aviram Jeweller wallet — no fees. You'll simply forfeit the making-charge waiver, since that's only available on a completed plan.
One active plan at a time keeps this simple to track. Finish or stop your current plan before starting another.